:root{--navy:#0B1F33;--blue:#123B5D;--gold:#C89B3C;--light-gold:#E2C47A;--off:#F7F8FA;--white:#fff;--text:#17212B;--muted:#667085;--border:#DDE3EA;--success:#18794E;--error:#B42318;--shadow:0 16px 40px rgba(11,31,51,.1);--shadow-sm:0 8px 24px rgba(11,31,51,.07);--radius:18px;--radius-sm:10px;--max:1180px;--space:clamp(3.5rem,8vw,7rem);--header:76px}
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.8rem;color:#8a651d;font-size:.78rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase}.section-title,.page-title,h1,h2,h3{line-height:1.15;color:var(--navy);margin-top:0}.section-title{font-size:clamp(2rem,4vw,3rem);max-width:760px}.page-title{font-size:clamp(2.5rem,6vw,4.5rem);max-width:850px}.lead{font-size:clamp(1.05rem,2vw,1.25rem);color:var(--muted);max-width:760px}.muted{color:var(--muted)}.gold-rule{width:52px;height:3px;background:var(--gold);border:0;margin:1.25rem 0}.skip-link{position:fixed;left:1rem;top:-100px;z-index:9999;background:var(--gold);color:var(--navy);padding:.75rem 1rem;border-radius:0 0 8px 8px;font-weight:800}.skip-link:focus{top:0}.announcement{background:var(--navy);color:#e9eef4;text-align:center;padding:.48rem 1rem;font-size:.82rem;letter-spacing:.02em}.site-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.97);border-bottom:1px solid var(--border);backdrop-filter:blur(12px)}.header-inner{min-height:var(--header);display:flex;align-items:center;justify-content:space-between;gap:1rem}.brand{display:flex;align-items:center;gap:.65rem;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.18rem}.brand img{width:44px;height:44px}.nav-toggle{width:46px;height:46px;border:1px solid var(--border);border-radius:10px;background:var(--white);display:grid;place-items:center}.nav-toggle span,.nav-toggle span::before,.nav-toggle span::after{content:"";display:block;width:21px;height:2px;background:var(--navy);position:relative;transition:.2s}.nav-toggle span::before{position:absolute;top:-7px}.nav-toggle span::after{position:absolute;top:7px}.nav-toggle[aria-expanded=true] span{background:transparent}.nav-toggle[aria-expanded=true] span::before{top:0;transform:rotate(45deg)}.nav-toggle[aria-expanded=true] span::after{top:0;transform:rotate(-45deg)}.site-nav{display:none;position:absolute;top:100%;left:0;width:100%;background:var(--white);border-bottom:1px solid var(--border);padding:1rem}.site-nav.open{display:block}.nav-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:.25rem}.nav-link,.dropdown-toggle{display:flex;align-items:center;justify-content:space-between;width:100%;padding:.85rem 1rem;border:0;background:none;color:var(--navy);text-decoration:none;font-weight:700;border-radius:8px}.nav-link:hover,.nav-link.active,.dropdown-toggle:hover,.dropdown-toggle.active{background:var(--off);color:var(--blue)}.nav-link.active{box-shadow:inset 3px 0 var(--gold)}.dropdown-wrap{position:relative}.chevron{width:8px;height:8px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg);margin:-4px 0 0 .6rem}.dropdown-menu{display:none;list-style:none;margin:.25rem 0 .5rem;padding:.35rem;background:var(--off);border-radius:10px}.dropdown-menu.open{display:block}.dropdown-menu a{display:block;padding:.7rem .8rem;border-radius:7px;text-decoration:none;font-size:.92rem}.nav-cta{margin-top:.5rem}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:.75rem 1.25rem;border:1px solid transparent;border-radius:9px;text-decoration:none;font-weight:800;transition:transform .2s,box-shadow .2s,background .2s}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--gold);color:var(--navy);box-shadow:0 8px 20px rgba(200,155,60,.22)}.btn-primary:hover{background:var(--light-gold);color:var(--navy)}.btn-secondary{background:transparent;border-color:#9aabb9;color:var(--navy)}.btn-secondary:hover{border-color:var(--navy);color:var(--navy)}.btn-light{border-color:rgba(255,255,255,.45);color:var(--white)}.btn-light:hover{background:var(--white);color:var(--navy)}.button-row{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.75rem}.hero{padding:clamp(4rem,9vw,8rem) 0;background:linear-gradient(115deg,#f9fbfd 60%,#eef3f6);overflow:hidden}.hero-grid{display:grid;gap:2.5rem;align-items:center}.hero h1{font-size:clamp(2.75rem,7vw,5.5rem);letter-spacing:-.045em;margin-bottom:1.25rem}.hero-visual img{width:100%;filter:drop-shadow(0 25px 35px rgba(11,31,51,.13))}.page-hero{padding:clamp(3.5rem,7vw,6rem) 0;background:var(--navy);color:#dfe7ee;position:relative;overflow:hidden}.page-hero::after{content:"";position:absolute;width:360px;height:360px;border:1px solid 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article::before{counter-increment:step;content:counter(step);display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--navy);color:var(--light-gold);font-weight:800;margin-bottom:1rem}.notice{padding:1.25rem 1.4rem;border-left:4px solid var(--gold);background:#fffaf0;border-radius:0 var(--radius-sm) var(--radius-sm) 0;color:#594315}.notice.info{background:#f1f6fa;color:var(--blue);border-color:var(--blue)}.notice.danger{background:#fff4f2;color:#7a271a;border-color:var(--error)}.split{display:grid;gap:2.5rem;align-items:center}.split img{border-radius:var(--radius);box-shadow:var(--shadow-sm)}.check-list,.plain-list{margin:1.25rem 0;padding:0;list-style:none}.check-list li,.plain-list li{padding:.55rem 0 .55rem 1.75rem;position:relative;border-bottom:1px solid var(--border)}.check-list li::before{content:"✓";position:absolute;left:0;color:var(--success);font-weight:900}.plain-list li::before{content:"—";position:absolute;left:0;color:var(--gold);font-weight:900}.cta{background:var(--navy);color:#d9e3ec;border-radius:var(--radius);padding:clamp(2rem,5vw,4rem);display:flex;flex-direction:column;align-items:flex-start;justify-content:space-between;gap:1.5rem}.cta h2{color:var(--white);font-size:clamp(1.8rem,4vw,3rem);margin-bottom:.6rem}.cta p{max-width:720px;margin:0}.contact-grid{display:grid;gap:2rem}.contact-details{padding:2rem;background:var(--navy);color:#d8e2eb;border-radius:var(--radius)}.contact-details h2,.contact-details a{color:var(--white)}.contact-item{padding:1rem 0;border-bottom:1px solid rgba(255,255,255,.13)}.contact-item span{display:block;color:var(--light-gold);font-size:.75rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em}.form-card{padding:clamp(1.4rem,4vw,2.5rem)}.form-grid{display:grid;gap:1.15rem}.field label,.field legend{display:block;font-weight:800;color:var(--navy);margin-bottom:.35rem}.required{color:var(--error)}.field input,.field select,.field textarea{width:100%;min-height:48px;padding:.75rem;border:1px solid #aeb9c4;border-radius:8px;background:var(--white);color:var(--text)}.field textarea{min-height:150px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(200,155,60,.28);border-color:#86651e}.field [aria-invalid=true]{border-color:var(--error);background:#fff8f7}.error-message{min-height:1.2em;margin:.25rem 0 0;color:var(--error);font-size:.85rem}.checkbox{display:flex;gap:.7rem;align-items:flex-start}.checkbox input{width:20px;height:20px;margin-top:.2rem;flex:0 0 auto}.form-status{padding:.75rem 0;font-weight:700}.legal-content{max-width:850px}.legal-content h2{margin-top:2.5rem}.legal-content h3{margin-top:1.8rem}.site-footer{background:#071624;color:#adbdca;padding:4rem 0 1.5rem}.footer-grid{display:grid;gap:2rem}.site-footer h2,.site-footer h3,.site-footer .brand{color:var(--white)}.site-footer h3{font-size:.95rem;letter-spacing:.05em;text-transform:uppercase}.site-footer ul{list-style:none;margin:0;padding:0}.site-footer li{margin:.55rem 0}.site-footer a{color:#cfdae3;text-decoration:none}.site-footer a:hover{color:var(--light-gold)}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:2.5rem;padding-top:1.4rem;font-size:.84rem}.back-to-top{position:fixed;right:1rem;bottom:1rem;width:46px;height:46px;border:0;border-radius:50%;background:var(--gold);color:var(--navy);font-size:1.2rem;font-weight:900;box-shadow:var(--shadow);opacity:0;visibility:hidden;transform:translateY(10px);transition:.2s;z-index:900}.back-to-top.visible{opacity:1;visibility:visible;transform:none}.center-card{max-width:720px;margin:auto;text-align:center;padding:clamp(2rem,6vw,5rem)}:focus-visible{outline:3px solid var(--gold);outline-offset:3px}.no-js .js-only{display:none}
@media(min-width:700px){.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(2,1fr)}.form-grid.two{grid-template-columns:repeat(2,1fr)}.field.full{grid-column:1/-1}.footer-grid{grid-template-columns:2fr 1fr 1.3fr}.cta{flex-direction:row;align-items:center}.cta .button-row{margin-top:0;flex:0 0 auto}}
@media(min-width:900px){.nav-toggle{display:none}.site-nav{display:block!important;position:static;width:auto;border:0;padding:0;background:transparent}.nav-list{flex-direction:row;align-items:center;gap:.15rem}.nav-link,.dropdown-toggle{width:auto;padding:.65rem .8rem}.nav-link.active{box-shadow:inset 0 -3px var(--gold);background:transparent}.nav-cta{margin:0 0 0 .4rem}.dropdown-menu{position:absolute;top:calc(100% + 12px);left:0;width:255px;margin:0;padding:.5rem;background:var(--white);border:1px solid var(--border);box-shadow:var(--shadow);z-index:10}.dropdown-menu::before{content:"";position:absolute;top:-13px;left:0;width:100%;height:13px}.hero-grid{grid-template-columns:1.12fr .88fr}.split{grid-template-columns:1fr 1fr}.split.reverse>*:first-child{order:2}.grid-4{grid-template-columns:repeat(4,1fr)}.contact-grid{grid-template-columns:.8fr 1.2fr}.process article{border-left:0;border-top:1px solid var(--border)}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}}